• Connecting Cultures: Creating Resources for Spanish Speakers with Linda Sanchez, Conectando Culturas: Creando Recursos para Hablantes de Español con Linda Sanchez
    Jan 8 2025
    ¡Hola, Wealth Builders!Have you ever wondered how to effectively market Medicare to Spanish-speaking communities? Join us on this episode of Women of Wealth as we explore this important topic with a special co-host, Penny Moreno, and special guest, Linda Sanchez, Manager of Exact Medicare in Columbus, OhioIn this enlightening discussion, we’ll uncover the unique challenges and strategies involved in communicating Medicare and Medicaid services to Spanish-speaking populations. Linda will share her wealth of expertise from various industries, detailing how she has expanded different markets to achieve the goals of each company. Learn how she leverages this knowledge to ensure Spanish speakers have access to crucial Medicare resources through Exact Medicare.Kickstart your year with valuable insights and inspiration! Don’t forget to connect with us on social media, and remember, your financial future is in your hands.Penny Moreno's Bio:Penny Moreno is an AVP (Agent Vice President) with Appreciation Financial, Financial Services, and Insurance. Specializing in retirement planning. She is currently a producer and a co-leader of a team of quality agents, meanwhile recruiting and training new agents. Penny believes it's never too late to start planning. Evaluating folk's retirement plans, even if they don't have one, is the starting point for providing solutions for her clients and achieving their retirement goals. Her goal is to provide relief, solutions, and a plan and never make a client feel it's too late to plan for the future. When Penny is not working as a financial services agent, she is a wife, a mom of two young children, and an avid golfer.Connect with Penny:-Free consultations are available by emailing Penny at pmoreno@appreciationfinancial.com or by texting her at 619-279-0761 key phrase podcast listenerMidlinda (Linda) Sanchez's Bio:Hello, my name is Midlinda Sanchez (preferably- Linda) and I am currently the Spanish Market Manager for Exact Medicare. I have been entrusted as of March 2024 to build the Spanish Division of the Business here at Exact Benefits Group and handle most aspects of it - I am new to the Industry but not new to Sales. I am passionate about looking for ways to grow this underserved market by assisting Spanish Beneficiaries in receiving exceptional care by our professional Bilingual Medicare Licensed Agents in choosing the very best Individualized Healthcare Plan choice for them. I've been in Sales all my life, in many different fields ( Retail, Direct, Financial, MSB & now Health Insurance) and I thrive most when it is serving a purpose in the Hispanic Community. I've ranked amongst the Top Performers in previous Sales positions and plan on making sure that this Dept has all it needs to succeed as well! Those accomplishments have allowed me to take multiple trips and one of my most memorable ones was going on a Disney Cruise filled with "Adults Only" to the Bahamas & a near Private Island (as one of the youngest AVON District Managers). I am a Single Christian mom to 3 & love creating great memories with Family, serving in Church, Indulging in Travel and baking intricate cakes when I have the time. My oldest son is actually the Director of IT for Exact Medicare as well as the Young Adults Director at our church. My middle female child loves non-profit work and serving the Community & my youngest female child is currently thriving to be the best version of herself through these confusing teenage years. Both my girls have beautiful voices and use them in church for worship and volunteer as well. All 3 are also a beautiful testament & reflection of the focus I've put on them through the years. A great part of me loves encouraging other females to be the Very Best Version of themselves no matter their past circumstances. One of my Biggest Personal accomplishments was setting a goal to purchase & fully pay for my own home after my divorce, and to do it in 5 years. I accomplished it in 3 (by putting every bonus I received into the principal without hesitation). What do I aspire to accomplish next? Continuous growth and to always be the best example possible to my children while also finding the right balance to always be present for them (especially now that I've been made a grandma as well) to my little Ellie-Bellie!Connect with Linda:-FREE MEDICARE BENEFIT REVIEW IN SPANISH OR ENGLISHWWW.EXACTMEDICARE.COM- LinkedIn: @lindasanchez For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!
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    35 mins
  • The Power of Publicity with Jill Lublin
    Jan 1 2025

    Ever wondered how to transform your brand from invisible to irresistible? In this episode of Women of Wealth, we dive deep into the world of publicity with the charismatic Jill Lublin. Discover how Jill's unexpected journey from the music industry to media strategy has shaped her unique approach to helping women entrepreneurs, especially in finance, amplify their business presence.

    Join us as Jill unravels the secrets of crafting a compelling message that not only solves problems but positions you as an expert. Learn how to stay ahead in the media game, using tools like Google Alerts to capitalize on trending topics. Jill shares inspiring success stories and offers a free publicity action guide to get you started.

    Don't miss the chance to elevate your brand and boost your visibility with Jill's expert insights. Tune in now for a blend of wisdom, wit, and actionable strategies!

    Jill Lublin's Bio:
    Jill Lublin is a 25+
    year Media Magnet. She is a world-renowned publicity expert,
    international speaker and 4x Best Selling author. Jill has made
    thousands of stage appearances alongside celebrities such as Tony
    Robbins, Barbara Corcoran and Jack Canfield, to name a few. She has
    worked with over 100,000 clients implementing her signature formula for
    getting media attention, creating next-level visibility in the
    marketplace that results in boosted sales. These lead and profit
    generating formulas are included in her signature program, the Media Mastery Intensive and her monthly Kindness Circles.

    Connect with Jill:
    Jill's Publicity Action Guide - https://PublicityCrashCourse.com/freegift
    Email: support@JillLublin.com Phone: 415-883-5455
    X: @jilllublin


    For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

    Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

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    29 mins
  • Financial Changes Happening in 2025
    Dec 18 2024

    Are you ready to navigate the shifting tides of financial planning and seize new business opportunities? Join us as we dive into the transformative Secure Act 2.0 and its 2025 mandates. Discover how automatic enrollment in retirement plans and state-specific regulations could impact your financial future.

    We'll unravel the Corporate Transparency Act's requirements for business owners and explore tax credits that reward companies for matching employee retirement contributions. Curious about the new catch-up contributions for those aged 60-63 or converting 529 plans to Roth IRAs? We've got you covered!

    Plus, we tackle the economic landscape, from national debt to student loan forgiveness, and highlight the crucial Employee Retention Credit for pandemic-affected businesses. Stay informed, stay engaged, and join us on our new YouTube channel for more insights.

    Schedule an appointment or contact us at https://womenofwealth.vip if you want help filing your Corporate Transparency/BOIR Filing by January 1st.


    For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

    Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

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    25 mins
  • A Different Way of Investing: Syndication Secrets with Desiree Doubrox
    Dec 11 2024

    Ever wondered how to double your investment in just a few years without the usual barriers? In Episode 22 of Women of Wealth, we sit down with the inspiring entrepreneur Desiree Doubrox to unravel the magic of syndication. Desiree, founder of Homework, shares her journey and reveals how syndication opens doors to real estate for those without traditional qualifications. Discover how you can leverage retirement savings like Roth IRAs and 401(k)s for potentially higher returns through self-directed investments.

    Desiree also shares her pandemic pivot strategies and her passion for empowering women, especially women of color, in the real estate sector. Tune in to hear how syndication can be a game-changer for financial independence and legacy-building. Plus, catch Desiree's quick-fire insights on her financial goals and her mission to uplift others through her success. Don't miss this empowering episode packed with actionable insights!

    Desiree Doubrox's Bio:
    Investing in Real Estate, Private Lending, Raising Capital and Syndication is the name of her game. Starting in 1989 Desiree has been a realtor, broker and investor with experience in fix and flips, Multi residential, notes, NNN, short term rentals and raising millions for syndications

    As an entrepreneur since the age of 12, she has never had a W2 and has navigated the art of business, as a coach, speaker, podcast host and publisher of “Let’s Talk Success“ magazine.

    Mother, yogi, traveler, and determined to change the way business professionals and entrepreneurs live and work Desiree launched HomWork in 2018.

    Acquiring properties that they can remodel and re-market to digital nomads and remote workers can... Live where you work. Work where you live. Anywhere in the world.

    Partnering with Outsite.co, they have over 50 properties in 17 countries and have recently launched a fund to raise 10 million dollars for future acquisitions. Allowing passive investors to receive consistent dividends and healthy returns in 3-5 years.

    Connect with Desiree:
    Desiree@HomWork.com
    Phone: 818-292-5559


    For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

    Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

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    33 mins
  • Settling Your Debt with Izzy Cheptea
    Dec 4 2024

    Ever wondered if debt settlement is just a scam? Or how it really stacks up against debt consolidation? In this episode of Women of Wealth we dive into the nitty-gritty with Izzy Cheptea, director of sales at Relief Strategies. Izzy pulls back the curtain on common misconceptions and reveals how her company stands out with transparency and client-focused strategies.

    Listen in as Izzy breaks down the nuts and bolts of debt settlement, from negotiating with creditors to understanding its impact on your credit score. Plus, she shares savvy tips for navigating holiday spending without sinking into debt. Whether you're curious about student loan solutions or looking for practical financial tips, this episode is packed with insights to help you manage and reduce debt effectively.

    Izzy Cheptea's Bio:

    Izzy is originally from Bucharest, Romania but has lived in Las Vegas, Nevada for 25 years. Izzy has a passion for sales with over 15 years of experience in sales management as well as recruiting and client support. Currently, Izzy is the Director of Sales at Relief Strategies, focusing on driving sales performance, providing training to the team and helping clients get out of debt every day! Known for her dedication, Izzy embraces her workaholic, shopaholic, and coffee-loving nature while also being an avid cook in her free time and spending time with her 3 cats!


    Connect with Izzy:

    Website: Izzy@reliefstrategies.com

    Book a free debt consultation with me today! Click on my link below to book some time on my calendar.

    https://bd.reliefstrategies.com/widget/booking/nq3rJzqRyYhwk30quuVW

    LinkedIn


    For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

    Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

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    24 mins
  • Medicare 101: Understanding Costs, Coverage, and Cautions with Skeizka Komala
    Nov 27 2024

    Are you or a loved one approaching the age of 65 and feeling overwhelmed by Medicare options? Ever wondered how your income might affect your healthcare costs? Join us on Women of Wealth as we unravel the intricacies of Medicare with expert Sheizka Komala. Inspired by her own grandmother's journey, Sheizka dives into the essentials of Parts A and B, and the nuances of Medicare Supplements versus Advantage Plans.

    Discover why 2026 could be a pivotal year for group health insurance and Medicare, and what the impending Part B premium increase means for your wallet. Plus, get the lowdown on prescription drug coverage changes and how to dodge unexpected expenses. Finally, Sheizka shares her personal finance tips, highlighting the importance of early bill payments and diverse investments. Tune in for a wealth of knowledge to empower your retirement planning journey!

    Sheizka Komala's Bio:

    I specialize in helping seniors navigate the complexities of their Medicare

    options. With a commitment to personalized service, I work closely with

    each individual to understand their unique healthcare needs and

    preferences. My goal is to simplify the Medicare process, making it easier for

    seniors to make informed decisions about their coverage. Whether it’s

    choosing the right Medicare Advantage plan, enrolling in Part D for prescription coverage, or exploring Medigap options, I provide the guidance and support needed to ensure peace of mind.

    BACKGROUND:

    Half of my background is in insurance and investments and the other half is in

    health and wellness. My Insurance Career Started in 2001

    FREE TIME:

    Spending time with friends and family, volunteering at church, traveling, hiking and paddle boarding.

    Connect with Sheizka:
    Email: skomala@exactbenefitsgroup.com
    Phone: (614) 309-0384


    For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

    Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

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    37 mins
  • Health Sharing: Revolutionizing Your Healthcare Approach
    Nov 20 2024

    Ever wondered if there's a more community-driven way to manage healthcare costs? Join us in this exciting episode of Women of Wealth as we dive into the world of health sharing with entrepreneur and healthcare advocate Ginny Bartlett-Elbert. Discover how health sharing could revolutionize your approach to medical expenses by pooling resources in a supportive community.

    Ginny unpacks the benefits of health sharing, from lower costs based on age to the freedom of choosing your healthcare providers without network restrictions. Learn how Impact Health Sharing is leading the way with innovative programs that reward preventive health measures and even cover dental and vision care.

    Curious about how health sharing stacks up against traditional insurance? Tune in for an enlightening discussion, plus a lightning round of personal finance tips from Ginny. Don’t miss this episode packed with insights and strategies for taking control of your healthcare!

    Ginny Bartlett-Elbert's Bio:

    I am a 10 year breast cancer survivor and did not have healthcare at the time of diagnosis. I was on the hope and pray plan due to the high cost of healthcare at that time. I learned how to navigate our broken healthcare system with the help of a few amazing caring doctors. I felt it was important for people to know they can heal personally from something as catastrophic as cancer so I published a book surrounding my journey to share with others. Fast forward to today, I am healthy and on a mission to help individuals, families and business owners like me who are struggling to pay for the healthcare they can't seem to afford and get the care they deserve when they need it.

    Connect with Ginny:

    Email - heartenpointllc@gmail.com

    Phone - (951) 335-7125

    Reach out for a Free 20 minute personal assessment


    For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

    Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

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    31 mins
  • Savoring Entrepreneurship: Chef Nikky's Adventure Building a Culinary Business
    Nov 13 2024

    What does it take to transform a passion for food into a thriving business empire? How can the flavors of Thai cuisine enhance your next business meeting? Join us for Episode 19 of the Women of Wealth podcast, where Hawley Woods Gray and Allie Ramo sit down with the remarkable Chef Nikky Phinyawatana. Celebrating two decades in the restaurant industry, Chef Nikky shares her inspiring journey, from launching her cookbook "Thai Food and Travel with Chef Nikky" to expanding her culinary reach with her own line of sauces.


    Discover the secrets behind the four key Thai flavor profiles and get insider tips on crafting the perfect dining experience for business meetings. Chef Nikky's innovative approach to blending food, culture, and entrepreneurship will leave you hungry for more. Don't miss this deliciously insightful episode—tune in and let Chef Nikky inspire your culinary and business adventures! Connect with her and explore her culinary world through her website and social media.


    Nikky Phinyawatana's Bio:

    Nikky Phinyawatana is the charismatic chef behind the Chef Nikky lifestyle brand and the iconic Asian Mint restaurants, now celebrating 20 years across five bustling Dallas locations. Her passion for Thai cuisine and culture has earned her a top spot in the culinary world, with accolades including her award-winning cookbook “Thai Food and Travel with Chef Nikky: Easy Thai Recipes to Feed Your Soul” and her popular YouTube series Thai Takeover. Nikky makes Thai and Asian fusion cooking approachable and fun, whether you're a novice or a seasoned foodie.

    A dynamic speaker and influencer, Nikky loves sharing her journey as an Asian American entrepreneur, inspiring audiences to follow their passions. Her laid-back yet engaging style makes her a perfect fit for collaborations and events. Named one of the Top 10 Best Chefs in Dallas, she's not just about great food—she's all about giving back, supporting over 100 charities through her work.

    When Nikky isn't whipping up culinary masterpieces, you might find her baking at midnight, diving into the best Texas BBQ, or jetting off to beach destinations with yummy food scenes. Always up for a spontaneous adventure, she embodies the soul of a true food lover. Featured in D Magazine's list of North Texas's most influential leaders, Nikky also launched a line of Thai cooking sauces and created virtual “Escape to Thailand” experiences during the pandemic.

    Nikky Phinyawatana is not just a chef; she's a culinary trailblazer with a zest for life, making every meal an adventure. Whether you want to cook alongside her, hear her speak, or simply vibe with her love for food and travel, Nikky is the ultimate foodie friend you wish you had. She lives in Dallas with her husband and two kids, always ready for the next delicious journey.


    Connect with Chef Nikky:

    Website: chefnikky.com

    Top Thai Street Food Recipes and specials, sign up HERE

    Instagram: @chefnikkyofficial


    For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

    Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

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    39 mins