Episodes

  • ASK484: Should I take out equity to buy more? PLUS: Is this an opportunity or should I walk away?

    ASK484: Should I take out equity to buy more? PLUS: Is this an opportunity or should I walk away?
    Jul 8 2025
    We’re back for another round of listener questions, and this week we’ve got some tricky decisions... (0:47) Aaron’s based in London with £25k in savings and some equity in his home. He’s keen to start investing, eyeing the Midlands or North, but torn on whether to tap into his equity or stick with his savings. And when choosing where to buy, what’s more important: making sure you’ve absolutely nailed the right town, or picking the best street in whichever location you go for? (5:46) Long-time listener Josh has just offered on his second buy-to-let, but he’s worried. The building might fall under the Building Safety Act, he hasn’t seen an EWS1 form yet, and there’s something on the balcony that screams cladding or fire risk assessment. Should he run a mile or factor the risk into the price? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by leaving us a voicemail here Find out more about Property Hub Invest
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    9 mins
  • TPP642: Market Update - July 2025

    TPP642: Market Update - July 2025
    Jul 3 2025
    Is the London property market making an unexpected comeback? Tune into this month’s market update, as Rob & Rob unpack the surprising stats from the capital, share a warning for landlords about looming EPC changes, and reveal some positive developments in the buy-to-let mortgage market. (0:45) Surprising data for London’s housing market. (5:58) Is the rental boom over? (8:55) Finally, some good news for buy to let mortgages. (10:35) The latest updates on the Renters Rights Bill. (12:05) Landlord EPC ignorance – what?! (13:53) Hub Extra Links mentioned: House prices: Rightmove house price index House prices in every London borough after unexpected jump in average property value Number of million-pound homes for sale doubles since 2019 Rental market: Hamptons Letting Index Zoopla UK Rental Market Report Mortgages: Buy To Let investors have vastly improved mortgage choice Other: Renters Rights Bill may not take effect for months Landlord EPC ignorance “may hamper government energy goals” Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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    18 mins
  • 4 deals we've done, 4 deals we've turned down

    4 deals we've done, 4 deals we've turned down
    Jun 26 2025
    It can be hard to know which deals to jump at, and which to walk away from. In this episode, Rob & Rob share real examples of each from their business Property Hub Invest – so you can learn from their reasoning and process. Click here to learn more about Property Hub Invest. (0:53) News story of the week. (2:37) Rob & Rob share the details of their property business… (4:40) Deals they’ve done recently. (17:10) Those deals they passed on and why. (26:35) Hub Extra. Links mentioned: YouTube videos tell homeowners they aren’t bound by mortgages London Bus Pal Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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    30 mins
  • ASK482: Can I get started with £35k? PLUS: Does this work to transfer properties tax-free?

    ASK482: Can I get started with £35k? PLUS: Does this work to transfer properties tax-free?
    Jun 24 2025
    Let’s dive into this week’s Ask Rob & Rob as they tackle two new listener questions…  (0:40) James wants to escape his day job and build a long-term future in property. With £35k saved and eager to get started, he asks Rob & Rob whether it’s better to get in now at the bottom of the market or wait until he’s built a bigger pot of cash. (6:12) Kevin owns five properties outright in his own name and wants to grow his portfolio. He’s heard about a potential loophole where he can transfer the properties into an LLC, then into the limited company after three years to avoid paying capital gains tax. However, he’s unsure whether this strategy is legal and wants to understand the risks and implications. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest
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    10 mins
  • Is property price growth a thing of the past?

    Is property price growth a thing of the past?
    Jun 19 2025
    Are the days of fast house price growth and wild property booms finally behind us? And if that’s true, is it time to throw in the towel on property investing? Join us as Rob & Rob get to the bottom of these questions, breaking down the changing dynamics of house prices and explaining why the opportunity to build serious wealth through property is far from over. (0:55) News story of the week. (2:21) Is UK house price growth a thing of the past? (3:00) Let’s look at house price growth previously. (4:30) So what’s happening now? (9:40) What’s the key to high returns today… (12:15) Don’t forget regional differences. (13:25) Rob & Rob’s final thoughts. (14:13) Hub Extra. Links mentioned: Spending review promises £39bn cash injection for affordable housing Is UK house price growth a thing of the past? Dan Carlin's Hardcore History The Rise and Fall of the Third Reich The Rest Is History Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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    19 mins
  • ASK481: Will this new station boost my house price? PLUS: Should I use a Limited Company?

    ASK481: Will this new station boost my house price? PLUS: Should I use a Limited Company?
    Jun 17 2025
    Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners! (0:41) James lives near the new upcoming Cambridge South Station and wonders if the improved transport links will boost local property prices and what kind of increase he can expect - what will Rob & Rob predict? (3:55) After recently selling his business, Pete has a decent chunk of cash to put into property. He’s been weighing up whether to invest personally or through a limited company, and with pros and cons on both sides, he asks Rob & Rob for their thoughts on the best approach. Links: Should You Buy a Property in a Limited Company in 2024? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest
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    7 mins
  • Market Update - June 2025

    Market Update - June 2025
    Jun 12 2025
    This month’s Market Update brings you up to speed with the latest on house prices, the new mortgage rules that could push demand up further and progress of the long-awaited Renters’ Rights Bill... and Rob & Rob can’t hold themselves back from a little rant too. (0:45) What’s the latest updates on house prices? (5:30) Is there any movement in the mortgage market? (11:30) The latest news from the House of Commons. (12:50) Rob & Rob’s little rant…  (16:35) Hub Extra Links mentioned: House prices: Zoopla House Price Index: May 2025 Annual house price growth edged higher in May Rightmove House Price Index Mortgages: Relaxed mortgage rules could increase first-time buyer transactions by up to 24%, says Savills Executive summary: Landlords research Government/Misc: Government in no rush to progress Renters Rights Bill Govt energy efficiency plan ‘unachievable’, claims NRLA Why we don’t move house anymore YouTube Music Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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    19 mins