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Pera and Purpose Podcast

Pera and Purpose Podcast

By: Jay Adrian Tolentino and TAGM Marketing Solutions Inc.
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Hosted by Jay Adrian Tolentino AKA “Kuya Jay”. He is a Financial Coach and Educator based in Dubai. The aim of this program is to help every Filipino become debt-free, build wealth and use money as a tool to live a meaningful life. Topics include proper money management, entrepreneurship, investments, and the stories of many notable individuals and personal finance personalities.Jay Adrian Tolentino and TAGM Marketing Solutions Inc.
Episodes
  • How This Filipina Became Dubai’s Most Celebrated Photographer
    Jun 16 2025

    ✅ Register for Hyku's upcoming workshop: https://forms.gle/QN6DN7cti9WL4cgd9📅 Schedule Your Financial Clarity Call with Kuya Jay: https://jayadriantolentino.com/financialclaritycall?video=jUWfedLfngE============At 19, Hyku Desesto dropped out of college and gave birth to her son on the day she turned 20. Not long after, she moved to Dubai—with a plan and a deep sense of purpose. By 22, she was running Hyku D Photography and working with global brands like Netflix, Louis Vuitton, Nestlé, and MAC Cosmetics.Today, she's one of the most celebrated Filipina photographers in the UAE. She was awarded the Ten Outstanding Young Men (TOYM) honor in 2023, won Best Photographer at the Illustrado Women of Substance Awards, and received recognition in Netflix’s Girl Boss Campaign in 2022.In this episode, Hyku opens up about what it really took to succeed early—sacrifice, self-doubt, and starting before she felt ready.We talk about money, motherhood, critics, confidence, and what she hopes her son remembers about her someday.If you’ve ever felt torn between survival and chasing your craft, this one’s for you.============Connect with Hyku: https://www.instagram.com/hytotheku/Follow PRO-ANGAT by Profriends FB Page: https://www.facebook.com/proangatbyprofriends

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    1 hr and 13 mins
  • How Much Do You Really Need to Retire? Most OFWs Get This Wrong
    May 25 2025

    📅 Schedule Your Financial Clarity Call: https://jayadriantolentino.com/financialclaritycall?podcast=howmuchdoyouneedtoretire

    ⬇️ Download the Retirement Calculator here: https://jayadriantolentino.com/resources?video=wgkzK1FTHRg

    =========

    Most OFs have no idea how much they really need to retire.In this video, I’ll walk you through the exact process I use with my clients to calculate their retirement number — using real-life data, simple projections, and zero fluff.✅ No guessing✅ Just a clear, practical way to know how much you need — based on your goals, lifestyle, and future location.===CHAPTERS:Step 1: 1:10Step 2: 2:43Step 3: 4:08Step 4: 6:34

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    9 mins
  • Filipina Luxury Expert: “Many OFWs Buy Luxury for the Wrong Reason”
    May 18 2025

    Attend the next PRO-ANGAT event happening on May 23 : https://forms.gle/twcdgnacV5gXwpKa8📅 Schedule Your FREE Financial Clarity Call with Kuya Jay: https://jayadriantolentino.com/financialclaritycall

    ==She sells luxury for a living — but doesn’t believe in spending to impress.Meet Gweys Soriano, founder of Watch Girl Dubai, a Filipina entrepreneur in the UAE luxury watch scene.Her mindset?“Inisip ko, wala akong pera.”Even when she had money, she acted like she didn’t — and that discipline helped her succeed.In this conversation, we unpack:- How to spend on luxury without losing control of your money or values- How to dress with confidence — and which timepieces might actually grow in value- Gweys' practical philosophy on money, self-worth, and success

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    43 mins
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