Key Highlights:

• Learn why assigning a job to every dollar is key to financial stability.
• Explore the balance between saving what you have and investing it wisely.
• Discover the different roles your money can play—like short-term reserves and long-term growth.
• Understand why hard financial decisions are crucial to hitting your goals.
• Hear why assembling a reliable financial team makes all the difference.

Quotes:

• "The job of each dollar tells you how to invest, not the other way around." – Jeff Locke
• "Treat your family like a business; give every dollar a job." – Sam Acho
• "Having the right team helps you put your dollars to work the right way." – Zach Miller

Key Highlights:

—Discussion on aligning client priorities with their wealth to effectively manage and spend money.

—Jeff Locke advises against traditional budgeting, focusing instead on trade-offs and priorities.

—Zach Miller emphasizes understanding individual needs, wants, and wishes.

—Sam Acho highlights the joy and satisfaction derived from giving and how it counteracts greed.

Quotes:

—"Priority means you have to place certain things over others." – Jeff Locke

—"Giving unlocks the grips of greed." – Sam Acho

—"Money is just a magnifier. It doesn't change you; it just exposes who you already are." – Sam Acho

Key Highlights

• Understanding Income Streams: Jeff Locke breaks down the three main income types for NFL players—W2, 1099 endorsement income, and investment income—and their tax implications.
• Rookie Tax Mistakes: Sam Acho discusses common missteps in charitable giving and introduces the concept of a donor-advised fund to enhance giving strategies.
• Avoiding Tax Penalties: Zach Miller shares his personal experience of overpaying taxes and emphasizes the importance of integrated tax and investment strategies.
• Strategic Tax Planning: Insights into deferring investment income to reduce tax burdens during a player's career.

Quotes

• "The rookie mistake that I see from NFL players is they're giving, but not giving well." – Sam Acho
• "You don't want any more income coming in. You want to defer as much as you can to when you're done playing." – Zach Miller

For more details and inquiries, reach out to AWM Capital at 602-989-5022 or visit awmcap.com.