CassGPT Returns! Medigap & Medicaid Updates

Brief Description
Cass is back—and just in time. In this extended episode of Jae’s Corner: Now It Makes Sense, Jae and Cass break down the unintended costs of Virginia’s Medigap birthday rule, the unraveling of Medicaid eligibility post-pandemic, and the looming threat to enhanced ACA subsidies (APTC). If you’re in Medicare, Medicaid, or in between, this is the episode that pulls back the curtain on policy spin and shows you the financial reality. Get ready to decode the system, avoid premium traps, and learn how to plan before the rules change beneath your feet.

In This Video00:00:00 The Return of Cass & What’s Coming

00:01:10 Medigap Birthday Rule in Virginia Explained

00:02:15 The Pricing Trap: How Carriers Adjust

00:03:50 Who the Birthday Rule Hurts Most

00:05:20 Unintended Consequences for Medically Vulnerable

00:08:15 Medicaid Expansion vs. Eligibility Unwinding

00:10:30 How to Stay on Medicaid: Monthly Action Steps

00:13:10 WARN Notices and the Link to Healthcare Coverage

00:16:30 Real-Life Examples: COBRA vs. ACA Planning

00:23:45 Enhanced APTC Threat & Financial Planning Shifts

ChatGPT Interviews Jae Oh: United HeathGroup Investigation

UnitedHealthcare Under Federal Investigation: What Medicare Advantage Members Need to Know Now

Brief Description
UnitedHealth Group—the largest Medicare Advantage provider—is under criminal investigation by the DOJ, potentially impacting over 35 million members. Jae Oh answers the 10 urgent questions every Medicare Advantage enrollee should be asking. No fluff. Just facts.

In This Video
00:00:00 DOJ vs UnitedHealth: What’s Really Going On?
00:01:45 Will Your Medicare Advantage Plan Be Affected?
00:03:15 How Could Fines Impact Future Benefits?
00:05:15 Could This Reshape Medicare Advantage Regulation?
00:07:00 Can You Switch Plans Now If You’re Worried?
00:09:30 Who Should Still Care Even If Not With UHC?
00:11:30 What Should Brokers & Agents Be Doing?
00:13:15 Why Risk Coding Opened the Door to Abuse
00:15:30 Is This Just the Start of More Investigations?
00:17:00 What Every Medicare-Eligible Person Must Do Now

Social Media Post
🚨 UnitedHealthcare is under criminal investigation—and 35 million Medicare Advantage members could feel the shockwaves. Jae Oh unpacks the 10 most critical questions consumers must ask right now. Share this with anyone nearing Medicare age.
#MedicareAdvantage #UnitedHealthcare #HealthcareFraud #JaeOh #MaximizeYourMedicare #Medicare2025 #DOJinvestigation #HealthPolicy

United Healthcare Under Criminal Investigation

Jae breaks down the Wall Street Journal’s report that UnitedHealth Group, a giant company, the nation's largest health insurance carrier is under criminal investigation for possible Medicare Advantage fraud. From risk coding mechanics to the 50% plunge in UHG stock, learn what this means for the 35 million Americans on Medicare Advantage—and why your annual plan review has never been more critical.In This Video00:00:00 Criminal Probe Unveiled00:02:00 Medicare Advantage by the Numbers00:04:00 UHG Stock’s 50% YTD Collapse00:06:00 Demystifying Health Insurance Pricing00:08:00 Risk Coding & Extra Payments Explained00:10:00 Funding Member Benefits: Dental, Vision & More00:12:00 DOJ Allegations vs. Carrier Justifications00:14:00 Your Right to Change Plans Annually00:16:00 Anticipating 2026 Plan Reshuffles00:18:00 Integrating Medicare with Financial Planning