Ever wondered how to manage your hair care routine without stretching your budget too thin?

In this episode of the Women's Money Wisdom Podcast, Melissa Joy, CFP®, CDFA® sits down with Jessica Hawkins, a top stylist and trainer at HJem Beauty, to break down the secrets to smarter hair care budgeting. Jessica shares her expert advice on how to seamlessly weave personal care expenses into your financial plan while still enjoying the hair care you deserve.

Jessica dives into the art of open conversations about hair maintenance costs, offering practical tips whether you're a frequent salon-goer or someone who prefers the occasional visit. She’ll help you feel confident in making informed financial decisions, all while keeping your hair looking fabulous.

Listen and Learn:

• How to approach personal care budgeting, especially when it comes to hair maintenance.
• Expert advice on maintaining blonde hair without breaking the bank.
• Pros and cons of home color applications as a cost-saving alternative.
• A sneak peek at the upcoming hair trends for winter 2024-25 and how economic factors may influence your salon booking decisions.

Join us for a practical and engaging conversation, packed with beauty wisdom and financial savvy. Whether you’re balancing a high-maintenance hair color or just curious about the latest trends, this episode offers valuable insights from the vibrant world of HJem Beauty.

Tune in to discover how to stay gorgeous while making smart financial choices for your personal care!

Resources:

• Follow Jessica on Instagram
• HJem’s Instagram
• The average woman spends $877 on beauty – survey

The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https://stephenPearl Planning.com/