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The Hidden Bank

How Smart People Use Life Insurance to Grow Wealth and Stay in Control

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The Hidden Bank

By: James McKnight
Narrated by: James H Kiser
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About this listen

Most people think life insurance is just for death. But what if it could help you build tax-free wealth, access cash anytime, and create a lasting legacy—all while protecting your family?

The Hidden Bank reveals a quiet strategy that the wealthy have used for decades: using properly structured cash value life insurance as a personal financial system. This is not about sales pitches or insurance jargon. It’s a clear, practical guide to building financial control in real life.

Whether you are just starting out, growing a business, investing in real estate, or preparing for retirement, this book will show you how to:

  • Set up a high-growth cash value policy the right way
  • Use your policy to borrow money while your account keeps growing
  • Avoid the tax traps hidden in retirement accounts
  • Protect your wealth from lawsuits and economic uncertainty
  • Build a long-term system of control, freedom, and legacy

Filled with real-life examples, simple explanations, and step-by-step actions, The Hidden Bank gives you the tools to stop depending on banks—and start becoming your own.

You don’t have to be rich to use this system. You just have to start.

©2025 James McKnight (P)2025 James McKnight
Banks & Banking Insurance Money Banking Real Estate
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