Just months after retiring at the age of 35 and selling her staffing business for seven figures, Heidi McNulty lost her husband to PTSD-related suicide. As the mother of three young children facing a mountain of uncertainty, McNulty was determined to protect all that she had built for her family—and committed to evolving her mindset and values in order to survive.

In Buying Time, McNulty teaches young entrepreneurs the foundational strategies she used to achieve her own financial independence, sharing hard-earned lessons about how financial hygiene can “buy time” when you’re faced with unexpected life crises.

McNulty’s service-oriented approach and easy-to-follow guidelines on investing, budgeting and mentorship will teach you how to:

-Become debt-free while building up savings for future investing

-Grow any kind of business sustainably and profitably

-Build assets that will put cash in your pocket and pay your bills

-Develop your own value by focusing and refining your goals

And much more.

In all, Buying Time is a unique guide to personal finance that prepares young people for life's unpredictability by focusing on what matters most: investing in their values and embracing a growth mindset for emotional and financial resilience.